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Microsoft Copilot Cost 2026:
M365, GitHub, Azure & All Copilot Pricing

Complete Microsoft Copilot pricing guide for 2026 — Microsoft 365 Copilot, GitHub Copilot, Azure AI, Copilot Studio, and Dynamics 365. Includes ROI analysis and real enterprise cost examples.

12 min read·Updated March 2026
Microsoft Copilot Pricing at a Glance
$30/user/mo
Microsoft 365 Copilot
$10/user/mo
GitHub Copilot (individuals)
$200/mo
Copilot Studio (base)
Free
Copilot for Windows/Web

All Microsoft Copilot Products & Pricing (2026)

ProductPriceWhat It DoesPrerequisite
Microsoft 365 Copilot$30/user/moAI in Word, Excel, PowerPoint, Teams, Outlook, LoopM365 E3/E5 or Business
GitHub Copilot Pro$10/moAI code completion + chat in VS Code, Vim, JetBrainsGitHub account
GitHub Copilot Business$19/user/moCopilot Pro + org management, policy controlGitHub org
GitHub Copilot Enterprise$39/user/moBusiness + codebase indexing, PR summariesGitHub Enterprise Cloud
Copilot Studio (base)$200/moBuild custom Copilot agents, 25K messages includedMicrosoft 365 tenant
Copilot Studio (extra messages)$0.01/messageAdditional usage beyond 25K/monthCopilot Studio subscription
Copilot for Sales$50/user/moCRM AI integration, sales emails, deal insightsM365 Copilot
Copilot for Service$50/user/moAI for customer service agentsM365 Copilot
Microsoft Copilot (free)$0Consumer AI assistant via web/Windows (GPT-4o)Microsoft account

Microsoft 365 Copilot: Is $30/User/Month Worth It?

Microsoft 365 Copilot adds AI to every Office app. For a 100-person company:

  • Cost: 100 × $30 = $3,000/month = $36,000/year
  • Microsoft's productivity claim: 70% of users report being more productive
  • Time saved per user: Microsoft says 1.2 hours/week average
  • ROI calculation: 100 users × 1.2 hrs/week × 50 weeks × $50/hr average salary value = $300,000/year value vs $36,000 cost = 8.3× ROI

Caveat: Adoption is the biggest challenge — most organizations only see 40–60% of users actively using Copilot after 6 months.

What Does Microsoft 365 Copilot Actually Do?

  • Word: Draft documents, rewrite tone, summarize long docs
  • Excel: Create formulas from natural language, analyze data, build pivot tables
  • PowerPoint: Create presentation from a prompt or document, redesign slides
  • Teams: Meeting transcripts, action item extraction, catch-up summaries
  • Outlook: Draft emails, summarize threads, meeting scheduling
  • Loop: Collaborative AI pages and components

Microsoft Copilot vs Google Workspace AI vs Salesforce Einstein

PlatformCost/user/moBest ForWeakness
Microsoft 365 Copilot$30Office productivity, email, meetingsExpensive; requires M365 E3+
Google Workspace AI (Gemini)$25Google Docs, Gmail, Meet AILess powerful than Copilot in Excel/PPT equivalent
Salesforce Einstein$50–$150CRM, sales forecasting, lead scoringCRM-specific; not general productivity

Hidden Costs in Microsoft Copilot Deployments

  • M365 E3 prerequisite: $36/user/mo if not already on it — adds $4.3M/year for 10K users
  • Training and change management: $500–$2,000 per employee for proper onboarding
  • Data cleanup: Copilot works best with clean SharePoint/OneDrive data — preparation can cost $50K+
  • Security review: $20K–$100K for enterprise security assessment

Calculate Microsoft Copilot ROI for Your Team

Model the cost and productivity value for your organization size.

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